Junior Analyst, Risk Management

Razorpay

Bangalore Freshers ₹3.5–6 LPA Posted today 💼 Full Time
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Job Description

Roles and Responsibilities

  • Monitor transactions/ merchants to identify risk/fraud and take necessary action immediately.
  • Handle transaction queries in case of discrepancies where disputes arise from the customer.
  • Work closely with the partner banks and Cybercell to handle chargebacks/customer disputes and ensure timely recovery to reduce losses.
  • Speak to merchants or customers to understand and address queries/concerns.
  • Identify innovative ways to reduce risks by providing inputs on enhancing the process and reducing monetary losses.

Skills and Experience

  • Bachelor’s Degree.
  • Freshers, knowledge about a customer support app or CRM, such as Freshdesk
  • Knowledge of Stages/levels of chargebacks, penalty involved at the arbitration stage, technical chargebacks, Visa/Mastercard guidelines in brief, reason code in relation to fraud chargebacks.
  • Interpersonal skills – Friendly and pleasant demeanor over phone and email
  • Communication skills – Exceptional verbal and written communication
  • Listening skills – Understand, anticipate, and resolve queries arising from various stakeholders
  • Attention to detail and accuracy – Excellent organizational skills and multitasking skills.

Additional Information

Education: Bachelor's Degree

About the Company

Razorpay

Razorpay is India's leading full-stack fintech platform headquartered in Bengaluru, founded in 2014 by IIT Roorkee alumni Harshil Mathur and Shashank Kumar, revolutionizing payments for startups and SMEs through developer-friendly APIs supporting UPI, cards, netbanking, and wallets.

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